*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#F6F7F5;color:#293847;font:16px/1.75 system-ui,-apple-system,"Microsoft YaHei","PingFang SC",sans-serif;overflow-wrap:anywhere}a{color:#176B83;text-decoration:none}a:hover{text-decoration:underline}button{font:inherit;cursor:pointer}a:focus-visible,button:focus-visible{outline:3px solid #D59B58;outline-offset:3px}img{max-width:100%;height:auto;object-fit:contain;object-position:center}h1,h2,h3,p{margin-top:0}h1,h2,h3{color:#14263A;line-height:1.32}h1{font-size:32px}h2{font-size:24px}h3{font-size:19px}.wrap{max-width:1160px;margin:auto;padding-inline:28px}.skip{position:absolute;left:12px;top:-100px;background:#fff;padding:10px;z-index:99}.skip:focus{top:12px}.site-header{background:#fff;border-bottom:1px solid #DCE4E4;position:relative;z-index:10}.header-row{min-height:72px;display:flex;align-items:center;gap:30px}.brand{display:flex;align-items:center;flex-shrink:0;font-size:22px;font-weight:800;color:#12263A}.brand-img{display:block;width:auto;max-width:130px;height:32px;object-fit:contain}.primary{display:flex;gap:25px;align-items:center;margin-inline:auto}.primary a{padding:19px 0 16px;border-bottom:3px solid transparent;color:#293847;font-weight:600;white-space:nowrap}.primary a.active,.primary a[aria-current]{color:#176B83;border-color:#176B83}.header-actions{display:flex;align-items:center;gap:14px}.menu-toggle{border:1px solid #DCE4E4;background:#fff;color:#12263A;border-radius:10px;min-height:44px;padding:8px 13px;white-space:nowrap}.app-link,.btn{background:#12263A;color:#fff;border-radius:10px;padding:10px 17px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;text-align:center;font-weight:600}.app-link:hover,.btn:hover{color:#fff;background:#176B83;text-decoration:none}.menu-panel{background:#fff;border-top:1px solid #DCE4E4;box-shadow:0 14px 22px #12263A12}.menu-panel[hidden]{display:none}.menu-inner{max-width:960px;padding-block:20px 28px}.menu-heading{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px}.menu-heading button{background:#F6F7F5;border:1px solid #DCE4E4;border-radius:8px;padding:7px 14px;min-height:44px}.menu-columns{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.menu-group{min-width:0}.group-button{color:#12263A;border:0;background:#EEF3F1;width:100%;padding:10px 14px;text-align:left;font-weight:700;min-height:44px;border-radius:8px}.group-button span{display:none}.group-list{display:grid;gap:3px;margin-top:8px}.group-list a{display:block;padding:7px 10px;border-radius:6px;color:#293847}.group-list a:hover,.group-list a[aria-current]{background:#F6F7F5;text-decoration:none}.group-list small{display:block;color:#596B78;font-size:13px;line-height:1.45}.mobile-label,.bottom-nav{display:none}main{display:block}.section{margin-block:56px}.section-head{display:flex;align-items:end;justify-content:space-between;gap:20px;margin-bottom:20px}.section-head p{max-width:630px;margin:0}.eyebrow{color:#176B83;font-size:13px;font-weight:700;letter-spacing:.04em;margin-bottom:12px}.lede{font-size:17px;max-width:760px}.hero,.split{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:36px;align-items:center}.hero{padding-block:42px}.hero h1{margin-bottom:16px}.hero-visual,.image-panel{background:#F0F1EB;border:1px solid #DCE4E4;border-radius:12px;display:flex;align-items:center;justify-content:center;padding:12px;min-width:0}.hero-visual img{max-height:320px;width:auto;max-width:100%;height:auto}.image-panel img{max-height:220px;width:auto;max-width:100%;height:auto}.image-panel.phone img{max-height:400px}.image-panel.compact img{max-height:185px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.btn.secondary{background:#fff;color:#12263A;border:1px solid #BACACA}.notice{border-left:3px solid #D59B58;background:#fff;padding:16px 20px;margin-bottom:16px}.link-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.tile,.story-card{background:#fff;border:1px solid #DCE4E4;border-radius:12px;padding:20px;min-width:0}.tile h3,.story-card h3{margin-bottom:10px}.tile p,.story-card p{margin-bottom:10px}.tile a,.story-card a{font-weight:700}.matrix{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}.matrix .tile:nth-child(2),.matrix .tile:nth-child(5){background:#EEF3F1}.two-col{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.reading-list{border-top:1px solid #DCE4E4}.reading-item{display:grid;grid-template-columns:36px minmax(0,1fr);gap:12px;padding:16px 2px;border-bottom:1px solid #DCE4E4}.reading-item span{color:#B77E3D;font-weight:800}.reading-item h3{margin:0 0 6px}.reading-item p{margin:0}.text-block{max-width:800px}.text-block p{margin-bottom:18px}.page-intro{padding-top:34px;padding-bottom:22px;border-bottom:1px solid #DCE4E4}.page-intro .lede{margin-bottom:13px}.crumb{font-size:14px;color:#596B78}.crumb a{color:#176B83}.article-layout{display:grid;grid-template-columns:minmax(0,820px) minmax(0,260px);gap:30px;align-items:start}.article{min-width:0}.article p{margin-bottom:19px}.article section{margin:30px 0}.article section h2{margin-bottom:13px}.article .image-panel{margin:18px 0;max-width:720px}.article .image-panel img{max-height:230px}.aside{border-left:1px solid #DCE4E4;padding-left:20px}.aside h2{font-size:19px}.aside a{display:block;padding:9px 0;border-bottom:1px solid #DCE4E4}.feature-row{padding:17px 0;border-top:1px solid #DCE4E4}.feature-row h3{margin-bottom:6px}.feature-row p{margin:0 0 7px}.feature-row a{font-weight:700}.related{border-top:1px solid #DCE4E4;padding-top:22px}.related-links{display:flex;flex-wrap:wrap;gap:10px}.related-links a{background:#EEF3F1;padding:7px 12px;border-radius:8px;min-height:44px;display:inline-flex;align-items:center}.faq-item{border-bottom:1px solid #DCE4E4;padding:18px 0}.faq-item h2{font-size:20px}.faq-item p{margin:0}.site-footer{background:#E9EFED;border-top:1px solid #DCE4E4;padding-top:40px}.footer-grid{display:grid;grid-template-columns:1.7fr repeat(4,1fr);gap:28px}.footer-brand{display:flex;align-items:center;gap:10px;font-weight:800;color:#12263A}.footer-grid h2{font-size:16px}.footer-grid a:not(.footer-brand){display:block;color:#293847;font-size:14px;padding:4px 0}.footer-grid p{font-size:14px;max-width:280px}.footer-note{border-top:1px solid #CBD8D6;font-size:13px;color:#596B78;margin-top:30px;padding-block:15px}.service-note{background:#EEF3F1;border-left:3px solid #D59B58;padding:18px;border-radius:0 10px 10px 0}.mini-badge{height:54px;width:54px;object-fit:contain}.desktop-label{display:inline}@media(max-width:950px){.wrap{padding-inline:22px}.primary{gap:14px}.header-row{gap:18px}.footer-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.article-layout{grid-template-columns:minmax(0,1fr)}.aside{border-left:0;border-top:1px solid #DCE4E4;padding:16px 0 0}.link-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:680px){body{font-size:16px;line-height:1.7;padding-bottom:calc(62px + env(safe-area-inset-bottom))}.wrap{padding-inline:16px}.header-row{min-height:62px;gap:10px;justify-content:space-between}.brand-img{height:30px;max-width:100px}.primary,.desktop-label{display:none}.mobile-label{display:inline}.header-actions{gap:8px}.menu-toggle{padding-inline:10px}.app-link{padding-inline:13px}.menu-panel{box-shadow:none}.menu-inner{padding-block:12px 20px}.menu-columns{grid-template-columns:minmax(0,1fr);gap:9px}.group-button span{display:inline;float:right}.group-list{display:none;grid-template-columns:repeat(2,minmax(0,1fr));gap:2px}.group-list.open{display:grid}.group-list a{min-width:0}.group-list small{font-size:12px}.bottom-nav{position:fixed;bottom:0;left:0;right:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));background:#fff;border-top:1px solid #DCE4E4;min-height:58px;padding-bottom:env(safe-area-inset-bottom);z-index:9}.bottom-nav a{display:flex;align-items:center;justify-content:center;min-height:56px;font-size:14px;color:#293847}.bottom-nav a.active{color:#176B83;font-weight:800;border-top:3px solid #176B83}.section{margin-block:38px}.section-head{display:block}.hero,.split,.two-col,.matrix,.link-grid{grid-template-columns:minmax(0,1fr)}.hero{padding-block:28px;gap:23px}.hero-visual img{max-height:260px}.image-panel img,.article .image-panel img{max-height:210px}.image-panel.phone img{max-height:320px}.tile,.story-card{padding:17px}h1{font-size:28px}h2{font-size:21px}.page-intro{padding-top:25px}.lede{font-size:16px}.footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.footer-grid>div:first-child{grid-column:1/-1}.site-footer{padding-top:30px}.article section{margin:24px 0}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
